Home Sweet Home, LLC     

                 A Tennessee Limited Liability Company

     Tim Hendricks , Manager

               615-202-8504

    Comparison of a

    Lease Purchase and

    a Bank Mortgage

Buyer must have good

      credit rating               No            Yes

Buyer must pass strict

      lender qualifications   No           Yes

Buyer pays 10% to 20%

      down payment with

      'seasoned funds'        No           Yes

Buyer pays from $5,000

      to $10,000 for

      closing fees                No           Yes

Time until move in       1 day    30-90 days

Buyer loses the home

      if they do not make

      the payments            Yes          Yes

You receive the benefit of living in a single-family home now, and can close on the purchase of the home at any time. For every month that you have lived in the home and not violated the terms and conditions of the Agreement, you receive a $200 credit toward the purchase price of the home at the time of the purchase.

                            Lease                 Bank

                       Purchase           Mortgage