Home Sweet Home, LLC     

                 A Tennessee Limited Liability Company

     Tim Hendricks , Manager

               615-202-8504

Benefits of our Program

Bad credit or no credit will not disqualify anyone.

No bank qualifying. No need to meet strict lender guidelines.

No closing fees at the time of move in. Typical lenders charge you thousands of dollars just for doing some paperwork. These charges and fees range from $5,000. to $10,000. or more, that you pay at closing. This money is not credited toward paying for the house, it is profit to the bank or mortgage company.

Low down payment, or option money payment, usually between $5,000 and $12,000 which is applied toward the purchase price of the house. Most lenders want 20% down payment and no bank or mortgage company will do a "no documentation" loan.

No need for "seasoned funds". Most banks require bank statements to prove that you have had the down payment and closing cost money in your bank for several months. We do not care when, or how you come up with the down payment/ purchase option money.

People who benefit from our program:

Young people with little or no credit.

Those with bad credit due to bankruptcy, divorce, medical bills etc.

Self-employed who show very little taxable income.

People who want to move into a house immediately. When we have a home available, you pay the down payment and we give you the keys and immediate possession of the house. You then have many years to get your credit score high enough to get the home financed through a bank or mortgage company.

New residents to our country who have no credit history with U.S. credit bureaus.